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There are a wide variety of reasons that people have been using payday loans right now. Before we look at those reasons, let's promptly review how that the payday loan works. Unlike a conventional installment loan from a bank or a financial institution, you can use that the payday loan for any other reason you would for instance. You do not have to disclose to the lender why you want that the loan. They do not care. They simply care that you have the resources to repay the loan. So if you have been 18 years of age or over, a citizen of the UK, have an income from any other source and have a bank account of some sort it is easy to discover a payday loan. Your bank account can be a checking, savings, or debit card account. payday loans