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Established in 1850, American express happens to be 1 of the oldest and most honored monetary service organizations in the world. Also referred to as Amex, the concern excels in credit card, charge card and travelers cheque businesses. Credit cards from American express are identified for delivering unparalleled consumer service and instant buying energy. Preferred Rewards Green Card from American Express is an exceptional Amex credit card. The Target Group Although Preferred Rewards Green Card from American Express is recommendable for every person, but it is excellent for those who can afford to spend the full balance each month to effectively skirt accumulation of credit card debt. This is simply because an accumulated debt leads to a very high rate of interest, which is inconvenient for an person to pay later. Crucial Characteristics With no pre-set spending limit, the Preferred Rewards Green Card from American Express comes fee-free for the first year. It is not just the annual fee of the basic card, but fees for up to five extra cards are waived in the 1st year of card membership. Following the expiry of the initial year, an annual fee of $95 is charged for the basic card and $30 for every single additional card. Extra Benefits Preferred Rewards Green Card from American Express is recognized in numerous locations all over the world. This card gives a number of added rewards like fraud protection, extended warranty for purchases, purchase protection, medical and legal referral solutions, roadside assistance, emergency cash replacement, auto rental as well as lost luggage insurance coverage, emergency card replacement and a travel accident insurance up to a maximum of $100000. Cardholders also get numerous World wide web a/c related solutions and have effortless access to the international help plus hotline that proffers numerous assistances even when the holders are much more than 100miles away from their house. At the year-finish, all the cardholders receive a financial statement that carries all the minute specifics of the economic transactions. The Reward System Merely signing in the card, inducts one into the reward system and the cardholder receives a warm welcome in the form of 5000 bonus membership rewards points (which can be redeemed right away). Following this, one point accumulates for every single dollar spent employing the card and these points are redeemable towards fifty huge names in entertainment and shopping, or for rewards from 21 airlines, more than 50 cruise itineraries, hundreds of hotels worldwide, vacation packages and spa retreats. This apart, the holder can transfer the points to eleven frequent flyer programmes at the rate of 1 point equated to one particular frequent flyer mile or frequent guest credit. It is mention worthy that there is no limit to the amount of points that can be earned and the points never expire on a Preferred Rewards Green Card from American Express. credit application online discussions